A fixed-rate mortgage keeps your interest rate the same for a set period, giving predictable monthly payments. A variable mortgage — including a tracker mortgage — can change over time, meaning your payments may go up or down depending on interest rates. Choosing between them depends on your financial situation, risk comfort and future plans. […]
Introduction Wealth Genius is pleased to be attending the BAPIO Wales Conference 2026, a key event bringing together healthcare professionals, policymakers and industry leaders to discuss the future of healthcare in Wales. Event Details Date: 18th April 2026Venue: Lecture Theatre 1, University Hospital of Wales, CardiffTime: 10:00 AM – 4:45 PM About the Event The BAPIO Wales Conference 2026 […]
Overview We are hosting an in-person session designed for healthcare professionals who want to better understand key areas of financial planning, including NHS pensions, taxation and mortgage considerations. This session brings together experienced speakers to explain important topics in a structured and accessible way, helping you build a clearer understanding of how different financial elements […]
Overview We are hosting an in-person session designed for healthcare professionals who want to better understand key financial topics, including NHS pensions, taxation and mortgage planning. This session will bring together multiple speakers to cover important areas in a clear and structured way, helping you build a better understanding of how different financial elements may […]
Overview We are hosting an in-person event focused on helping healthcare professionals better understand today’s evolving tax and financial landscape. This session will cover key areas including income tax changes, NHS pension updates, business relief considerations and broader market developments. The aim is to present these topics in a clear and structured way, helping attendees […]
Overview We are hosting an in-person session designed for NHS professionals who want to better understand recent developments in the NHS Pension Scheme. This session will cover key updates including the McCloud Remedy, Contingent Decisions, and Partial Retirement, helping you build a clearer understanding of how these areas may affect your current position and future […]
Overview If you opted out of the NHS Pension Scheme between 2015 and 2022, recent changes such as the McCloud Remedy may affect your position. This session is designed to help NHS professionals understand what these changes could mean in practical terms, and what options may be available when reviewing past pension decisions. The webinar […]
A Mortgage Adviser in the UK helps homebuyers and homeowners find suitable mortgage options by comparing lenders, explaining borrowing choices, and guiding applications based on individual circumstances. Whether you’re buying your first home, moving, remortgaging or reviewing affordability, a mortgage adviser can help you understand options, avoid costly mistakes and plan more confidently. Why Mortgage […]
Building a strong retirement pension plan is no longer just about how much you save. For many professionals, especially doctors, GPs, and high earners, retirement tax planning now plays a critical role in determining how much income you actually keep in retirement. With ongoing changes to pension rules, frozen tax thresholds, and increasing scrutiny around […]
The UK mortgage market is entering a new phase. After a prolonged period of high borrowing costs, mortgage rates have started to ease, while property prices in many parts of the UK continue to rise. For home buyers, this combination presents both opportunity and complexity particularly for doctors and GPs, whose financial circumstances often differ […]
