NHS Pension Guidance
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How we can support
As a dedicated healthcare professional, you have devoted your career to helping others.
Whether you are an NHS employee or manage your own practice, understanding the complexities of your NHS pension is crucial. We support NHS professionals in navigating these changes...
What we offer
- Clarity – Understand which scheme you’re in, what benefits you’ve built, and when you can take them
- Retirement Confidence – Turn your pension into a clear picture of tomorrow’s lifestyle
- Tax Efficiency – Protect yourself from unnecessary Annual Allowance or Lifetime Allowance charges.
- Flexible Options – Explore partial retirement, lump sums, and income choices without locking yourself in too early.
- Family Protection – Know what your family is entitled to if something happens to you.
- Peace of Mind – No more guesswork. Just a clear, practical plan.
Featured Guides
Explore Our Handy
Guides On The NHS
Pension Scheme...
NHS Pension Scheme Guide
With different divs within the NHS Pension Scheme, understanding how your pension works is essential. This guide provides an in-depth look at NHS pension membership, explaining what it means for your future retirement plans.
NHS Pension Guide For Practitioners
For GPs, dentists, and medical practitioners, the NHS Pension Scheme operates differently compared to hospital-based NHS staff. This guide explains how benefits are accrued and calculated from a practitioner’s perspective.
Retirement Panning Guide For Medics
Planning for retirement? This guide explores key considerations, such as partial retirement, pension drawdown strategies, and how much you may need for financial security.
More
NHS Pension Guides...
Once your Remediable Pension Savings Statement (RPSS) is available, your return can be updated retrospectively as needed. Learn how to assess your pension savings, understand annual allowance implications, and navigate McCloud related changes to safeguard your retirement
More NHS Pension Guides...
McCloud
Remedy: What It
Means For You
Learn how the McCloud
Remedy impacts your NHS
pension and what steps you
need to take to protect your
benefits
Annual Allowance & Tax Planning
Understand how exceeding the
Annual Allowance could lead to
tax charges and explore options
like Scheme Pays to manage
liabilities.
Partial Retirement
Explained
Keen on the idea of early retirement? Access part of your pension while continuing to work. Discover eligibility criteria and how this can benefit your retirement planning. guide will help you understand your options under the NHS Pension Scheme.
Early Retirement:
Pros & Cons
Thinking of retiring early?
Understand the financial impact,
actuarial reductions, and key
considerations before making a
decision.
Maximising Your
NHS Pension
Explore ways to boost your
pension through AVCs,
Added Years, and Faster
Accrual options for a better
retirement income.
Partnering with NHS Employers
and Professional Bodies
At Wealth Genius, we work with NHS
employers and professional bodies to
provide clear guidance on pensions,
taxation, and scheme changes. We
deliver seminars on NHS pension topics
and support staff with clarity and
confidence in their choices.
Protecting Your
Pension From Tax
Changes
Recent changes include the
removal of the Lifetime Allowance
and upcoming rules that bring
pensions into scope for
Inheritance Tax (from April 2027).
Learn how to plan accordingly.
Are you on track for the retirement you want? Do you know how much your NHS pension will be worth when the time comes? The NHS Pension Assessment Report provides the answers offering clear, expert insight to help you make informed decisions for your financial future. What s Included in the Report?
If you wish to discuss the above matter please book a pension service discovery call.
lets talk,
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