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Blogs

NHS pension scheme
March 22, 2026

What Does a Tax-Free Pension Really Mean for Your Retirement?

Many people reaching retirement age are considering whether to take their tax free pension lump sum earlier than planned. For some, the goal is to pay off a mortgage. For others, it’s about buying a holiday home or accessing funds for lifestyle needs. With speculation about future tax changes, it’s natural to wonder whether now […]

Understanding the McCloud Remedy
March 21, 2026

Understanding the McCloud Remedy

Supporting Public Sector Pension Members Through Change What is the McCloud Remedy in the UK? Back in 2015, the government introduced major reforms to public sector pensions, creating the new 2015 Pension Scheme. Many NHS members were moved from their legacy schemes such as the 1995 or 2008 section into this reformed scheme, unless they […]