Life moves. Tax rules shift. Markets change. Our ongoing advice service keeps your financial plan – and your investments – aligned with what matters to you, year after year.
That’s why at Wealth Genius, everything begins with you. With Wealth Genius you get:
Each year we will revisit your goals, objectives and circumstances so we can review your next actions for the following year. We provide a consolidated annual report covering the plans and investments within the scope of our advice. Written confirmation of ongoing suitability based on your objectives and risk appetite
We monitor your pensions and investments throughout the year, rebalancing and making evidence-based changes when needed. This includes investment fund switch recommendations where this is suitable and beneficial. For NHS clinicians, we also consider how your investments sit alongside the NHS Pension and any other schemes you hold.
We structure your finances to make smart use of ISAs, pensions and other allowances, while considering Capital Gains Tax, dividends and inheritance. For higher earners and those with complex schemes like the NHS Pension, we also factor in Annual Allowance, tapering and other key thresholds.
When you face big decisions – like changing job, retiring, moving home or receiving an inheritance – we’re on hand to help. We redo the numbers, explain the trade-offs and guide you to a confident choice.
Your dedicated adviser is your single point of contact, coordinating all the moving parts so you don’t have to. You will have telephone and email contact to your adviser and wider support team between reviews. This includes ongoing administration support with third party providers.
Important: We can only confirm whether your plans and investments remain suitable after your annual Progress Check meeting. If you don’t attend a review, we won’t be able to provide that confirmation.
Additional Services: Where requested by you, we can also help with top-ups to your investments (advice, support and facilitation)
We start with a deep dive into your goals, current position and priorities, then create a financial plan tailored to you and your family.
We set up or adjust pensions, investments and protection in line with that plan, using evidence-based investing and sensible risk management.
At least once a year – and more often if needed – we sit down to review progress, update assumptions and refine your strategy so it always reflects2 reality.
A comprehensive service aimed at initial analysis, recommendation, and implementation in line with client’s immediate needs.
No jargon — just straightforward explanations you can trust.
We keep an eye on changing tax rules and thresholds so your plan stays up to date.
Yes. You can cancel by email or post. If fees are being taken from investments, we aim to stop them within 5 working days of receiving your instruction and arrange any overpayment refund from that point.
Your investments are protected under applicable financial regulations and safeguarded by authorised institutions.
If you have a complaint, please get in touch with us using the contact details below in the first instance. We will do our best to investigate your concerns, look into things properly, and respond to you as quickly as we can. We will provide you with a summary of our complaints procedure when we acknowledge your complaint as well as on request.
Quilter Financial Planning Complaints Department
Sunderland SR43 4JR
Email: QFPcomplaints@quilter.com
Tel: 0191 241 0700
The cost depends on the services provided and will be clearly explained before you proceed.
Featured below are the ones our clients ask for most frequently.
Excellent, swift, open and honest advice provided to help me plan for my retirement in 0years time
Dinesh has been an invaluable source of knowledge and support in all aspects of our financial planning and I regularly recommend him to family, friends and colleagues.
Professional, friendly, very responsive to questions and explained answers to my questions so that I can understand.
Professional, friendly, very responsive to questions and explained answers to my questions so that I can understand.
