{"id":213,"date":"2026-03-28T17:20:42","date_gmt":"2026-03-28T17:20:42","guid":{"rendered":"https:\/\/wealthgenius.co.uk\/blogs\/?p=213"},"modified":"2026-05-02T10:40:25","modified_gmt":"2026-05-02T10:40:25","slug":"when-a-parent-needs-care-can-releasing-property-value-help-cover-the-costs","status":"publish","type":"post","link":"https:\/\/wealthgenius.co.uk\/blogs\/when-a-parent-needs-care-can-releasing-property-value-help-cover-the-costs\/","title":{"rendered":"When a Parent Needs Care, Can Releasing Property Value Help Cover the Costs?"},"content":{"rendered":"\n<p>It often starts with a conversation no family is fully prepared for.<\/p>\n\n\n\n<p>A fall. A hospital stay. A diagnosis that means living independently is no longer possible.<\/p>\n\n\n\n<p>Suddenly, the focus shifts from everyday life to care arrangements \u2014 and very quickly, to money. For many families across the UK, the same question comes up again and again:<\/p>\n\n\n\n<p>\u201c<strong>Mum needs care \u2014 but most of her money is tied up in the house. What do we do?<\/strong>\u201d<\/p>\n\n\n\n<p>This is a real situation faced by thousands of families each year, especially as care costs rise and people live longer. Understanding the options around releasing property value can help families make calmer, more informed decisions at a difficult time.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><a><\/a><strong>The Reality Families Face When Care Is Needed<\/strong><\/h4>\n\n\n\n<p>Residential care in the UK can cost <strong>\u00a340,000\u2013\u00a360,000<\/strong> per year, sometimes more depending on location and level of support. Nursing care can be even higher.<\/p>\n\n\n\n<p><strong>Many parents:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Own their home outright<\/li>\n\n\n\n<li>Have limited savings or accessible cash<\/li>\n\n\n\n<li>Never expected to need long-term care<\/li>\n\n\n\n<li>Want to protect something for their children<\/li>\n<\/ul>\n\n\n\n<p>At the same time, local authority funding is <strong>means-tested<\/strong>. If assets exceed certain thresholds, families may need to contribute towards care costs \u2014 and property can play a major role in that assessment.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Why Property Often Becomes the Focus<\/strong><\/h4>\n\n\n\n<p>In England, a person\u2019s home may be taken into account when assessing care funding if:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>They move permanently into residential care<\/li>\n\n\n\n<li>No qualifying dependant continues to live there<\/li>\n\n\n\n<li>The property does not qualify for a disregard<\/li>\n<\/ul>\n\n\n\n<p>This can come as a shock. Families often assume the home is \u201csafe\u201d \u2014 only to discover that property value may eventually be used to fund care.<\/p>\n\n\n\n<p>That\u2019s why many people ask whether <strong>releasing property value <\/strong>could help cover costs without rushing into a sale.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Realistic Options Families Commonly Consider<\/strong><\/h4>\n\n\n\n<p>There is no single right answer. Each option has benefits and drawbacks, and the right approach depends on health, family circumstances, and long-term plans.<\/p>\n\n\n\n<p>1\ufe0f\u20e3 Selling the Property<\/p>\n\n\n\n<p>Selling provides immediate funds and clarity, but it can feel emotionally difficult \u2014 especially if the home holds decades of memories. It may also remove flexibility if care needs change.<\/p>\n\n\n\n<p>2\ufe0f\u20e3 Deferred Payment Agreements<\/p>\n\n\n\n<p>Some councils offer deferred payment schemes, allowing care fees to be paid and recovered later from the property value. This can delay selling, but it is still a form of using property wealth.<\/p>\n\n\n\n<p>3\ufe0f\u20e3 Equity Release<\/p>\n\n\n\n<p>Equity release may allow a homeowner to access part of the property\u2019s value without selling it immediately. However, it can affect inheritance and should be considered carefully with professional guidance.<\/p>\n\n\n\n<p>4\ufe0f\u20e3 Renting Out the Property<\/p>\n\n\n\n<p>In some cases, rental income can help offset care costs. This option brings responsibilities, tax considerations and ongoing management, which may not suit every family.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>The Emotional Side of the Decision<\/strong><\/h4>\n\n\n\n<p>Beyond the numbers, these decisions are emotional.<\/p>\n\n\n\n<p><strong>Families often worry about:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Doing the \u201cright\u201d thing for their parent<\/li>\n\n\n\n<li>Protecting inheritance for the next generation<\/li>\n\n\n\n<li>Making decisions under pressure<\/li>\n\n\n\n<li>Getting something wrong that can\u2019t be undone<\/li>\n<\/ul>\n\n\n\n<p>It\u2019s common for adult children to feel torn between financial responsibility and emotional attachment to the family home.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Risks Families Don\u2019t Always Realise<\/strong><\/h4>\n\n\n\n<p>Well-intentioned decisions can sometimes create unexpected problems, such as:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Deprivation of assets rules<\/strong>, if property is gifted to avoid care fees<\/li>\n\n\n\n<li>Loss of future flexibility if care needs change<\/li>\n\n\n\n<li>Reduced inheritance due to long-term costs<\/li>\n\n\n\n<li>Tax implications on additional properties<\/li>\n<\/ul>\n\n\n\n<p>This is why rushed decisions, made without a clear plan, can cause long-term regret. Rushed decisions around property and gifting can also create inheritance tax issues, which we explore in our guide on <a href=\"https:\/\/wealthgenius.co.uk\/blog-view\/the-most-common-inheritance-tax-mistakes-families-make\"><strong>common inheritance tax mistakes families make<\/strong><\/a>.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Why Planning Early Can Ease the Pressure<\/strong><\/h4>\n\n\n\n<p>While care needs are often unexpected, early financial planning can:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Clarify what options are available<\/li>\n\n\n\n<li>Reduce stress during difficult moments<\/li>\n\n\n\n<li>Coordinate care planning with estate and retirement planning<\/li>\n\n\n\n<li>Help families feel more confident in their choices<\/li>\n<\/ul>\n\n\n\n<p>Even simple conversations ahead of time can make a significant difference later.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>How Professional Guidance Can Help Families Navigate This<\/strong><\/h4>\n\n\n\n<p>A <a href=\"https:\/\/wealthgenius.co.uk\/introduction-to-financial-planning\">financial planning adviser<\/a> can help families:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Understand care funding rules<\/li>\n\n\n\n<li>Review property and non-property assets<\/li>\n\n\n\n<li>Explore realistic funding options<\/li>\n\n\n\n<li>Consider long-term implications for care and family wealth<\/li>\n\n\n\n<li>Support decision-making without pressure<\/li>\n<\/ul>\n\n\n\n<p>The aim isn\u2019t to push a particular solution, but to help families make informed choices that align with their values and circumstances.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>How Wealth Genius Supports Families Facing Care Funding Decisions<\/strong><\/h4>\n\n\n\n<p>At <a href=\"https:\/\/wealthgenius.co.uk\/\"><strong>Wealth Genius<\/strong><\/a>, we understand that decisions around care funding are rarely just financial \u2014 they\u2019re personal, emotional and often made during stressful periods. Families are often balancing the need to fund care with the desire to protect long-term financial security and preserve options for the future.<\/p>\n\n\n\n<p>Our approach focuses on clarity and structure. We work with individuals and families to review their wider financial position, including property, pensions, savings and long-term plans, helping them understand how different care funding options may affect their overall financial picture.<\/p>\n\n\n\n<p>Rather than rushing into decisions, Wealth Genius supports thoughtful planning that considers flexibility, family priorities and longer-term implications. This allows families to move forward with greater confidence, knowing their choices are informed and aligned with their circumstances.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Key Takeaway<\/strong><\/h4>\n\n\n\n<p>When a parent needs care, and most of the wealth is tied up in property, families often feel stuck. Releasing property value may help cover care costs \u2014 but it\u2019s rarely a simple or purely financial decision.<\/p>\n\n\n\n<p>Understanding the options, risks and long-term impact can help families move forward with clarity, confidence and compassion.<\/p>\n\n\n\n<p>If you are reviewing your long-term plans or want to understand how estate planning fits into your overall financial picture:<\/p>\n\n\n\n<p>\ud83d\udc49 Speak to a <a href=\"tel:07919%20101%20221\"><strong>Financial Planning Adviser in the UK<\/strong><\/a><br>\ud83d\udc49 Explore Estate Planning for Doctors and GPs<br>\ud83d\udc49 Build a clear, structured plan with Wealth Genius<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Compliance Information<\/strong><\/h4>\n\n\n\n<p><em>Equity Release will reduce the value of your estate and can affect your eligibility for means tested benefits.<\/em> <em>Tax treatment varies according to individual circumstances and is subject to change.<\/em> <em>The value of investments and the income they produce can fall as well as rise. You may get back less than you invested.<\/em><\/p>\n\n\n\n<p><em>Estate Planning, Tax Planning and Inheritance Tax Planning are not regulated by the Financial Conduct Authority.<\/em><\/p>\n\n\n\n<p><strong>Approver: Quilter Financial Services Limited \u2013 Jan 2025<\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p><strong>Short Summary<\/strong><\/p>\n\n\n\n<p>When a parent needs care, many UK families find that most of the available wealth is tied up in property. This article explores real-life situations families face, the options for releasing property value to fund care, and why careful planning and guidance can help avoid rushed decisions and long-term financial consequences.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>It often starts with a conversation no family is fully prepared for. A fall. A hospital stay. A diagnosis that means living independently is no longer possible. Suddenly, the focus shifts from everyday life to care arrangements \u2014 and very quickly, to money. For many families across the UK, the same question comes up again [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":214,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-213","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blogs"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Care Costs &amp; Releasing Property Value UK<\/title>\n<meta name=\"description\" content=\"Discover whether releasing property value can support long-term care costs and financial planning for ageing parents.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/wealthgenius.co.uk\/blogs\/when-a-parent-needs-care-can-releasing-property-value-help-cover-the-costs\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Care Costs &amp; Releasing Property Value UK\" \/>\n<meta property=\"og:description\" content=\"Discover whether releasing property value can support long-term care costs and financial planning for ageing parents.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/wealthgenius.co.uk\/blogs\/when-a-parent-needs-care-can-releasing-property-value-help-cover-the-costs\/\" \/>\n<meta property=\"og:site_name\" content=\"Wealth Genius\" \/>\n<meta property=\"article:published_time\" content=\"2026-03-28T17:20:42+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-02T10:40:25+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/wealthgenius.co.uk\/blogs\/wp-content\/uploads\/2026\/03\/property.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"624\" \/>\n\t<meta property=\"og:image:height\" content=\"417\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"Care Costs &amp; Releasing Property Value UK\" \/>\n<meta name=\"twitter:description\" content=\"Discover whether releasing property value can support long-term care costs and financial planning for ageing parents.\" \/>\n<meta name=\"twitter:image\" content=\"https:\/\/wealthgenius.co.uk\/blogs\/wp-content\/uploads\/2026\/03\/property.jpg\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/wealthgenius.co.uk\/blogs\/when-a-parent-needs-care-can-releasing-property-value-help-cover-the-costs\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/wealthgenius.co.uk\/blogs\/when-a-parent-needs-care-can-releasing-property-value-help-cover-the-costs\/\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\/\/wealthgenius.co.uk\/blogs\/#\/schema\/person\/3f9b9ed999c4f4e42cfea8ab0087d7ee\"},\"headline\":\"When a Parent Needs Care, Can Releasing Property Value Help Cover the Costs?\",\"datePublished\":\"2026-03-28T17:20:42+00:00\",\"dateModified\":\"2026-05-02T10:40:25+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/wealthgenius.co.uk\/blogs\/when-a-parent-needs-care-can-releasing-property-value-help-cover-the-costs\/\"},\"wordCount\":1090,\"commentCount\":0,\"image\":{\"@id\":\"https:\/\/wealthgenius.co.uk\/blogs\/when-a-parent-needs-care-can-releasing-property-value-help-cover-the-costs\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/wealthgenius.co.uk\/blogs\/wp-content\/uploads\/2026\/03\/property.jpg\",\"articleSection\":[\"Blogs\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/wealthgenius.co.uk\/blogs\/when-a-parent-needs-care-can-releasing-property-value-help-cover-the-costs\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/wealthgenius.co.uk\/blogs\/when-a-parent-needs-care-can-releasing-property-value-help-cover-the-costs\/\",\"url\":\"https:\/\/wealthgenius.co.uk\/blogs\/when-a-parent-needs-care-can-releasing-property-value-help-cover-the-costs\/\",\"name\":\"Care Costs & Releasing Property Value UK\",\"isPartOf\":{\"@id\":\"https:\/\/wealthgenius.co.uk\/blogs\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/wealthgenius.co.uk\/blogs\/when-a-parent-needs-care-can-releasing-property-value-help-cover-the-costs\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/wealthgenius.co.uk\/blogs\/when-a-parent-needs-care-can-releasing-property-value-help-cover-the-costs\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/wealthgenius.co.uk\/blogs\/wp-content\/uploads\/2026\/03\/property.jpg\",\"datePublished\":\"2026-03-28T17:20:42+00:00\",\"dateModified\":\"2026-05-02T10:40:25+00:00\",\"author\":{\"@id\":\"https:\/\/wealthgenius.co.uk\/blogs\/#\/schema\/person\/3f9b9ed999c4f4e42cfea8ab0087d7ee\"},\"description\":\"Discover whether releasing property value can support long-term care costs and financial planning for ageing parents.\",\"breadcrumb\":{\"@id\":\"https:\/\/wealthgenius.co.uk\/blogs\/when-a-parent-needs-care-can-releasing-property-value-help-cover-the-costs\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/wealthgenius.co.uk\/blogs\/when-a-parent-needs-care-can-releasing-property-value-help-cover-the-costs\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/wealthgenius.co.uk\/blogs\/when-a-parent-needs-care-can-releasing-property-value-help-cover-the-costs\/#primaryimage\",\"url\":\"https:\/\/wealthgenius.co.uk\/blogs\/wp-content\/uploads\/2026\/03\/property.jpg\",\"contentUrl\":\"https:\/\/wealthgenius.co.uk\/blogs\/wp-content\/uploads\/2026\/03\/property.jpg\",\"width\":624,\"height\":417,\"caption\":\"property\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/wealthgenius.co.uk\/blogs\/when-a-parent-needs-care-can-releasing-property-value-help-cover-the-costs\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/wealthgenius.co.uk\/blogs\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"When a Parent Needs Care, Can Releasing Property Value Help Cover the Costs?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/wealthgenius.co.uk\/blogs\/#website\",\"url\":\"https:\/\/wealthgenius.co.uk\/blogs\/\",\"name\":\"Wealth Genius\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/wealthgenius.co.uk\/blogs\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/wealthgenius.co.uk\/blogs\/#\/schema\/person\/3f9b9ed999c4f4e42cfea8ab0087d7ee\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/secure.gravatar.com\/avatar\/dd5ba1564912af4a243a0d8a480f6159d16dade78b60cf51b58878325028c026?s=96&d=mm&r=g\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/dd5ba1564912af4a243a0d8a480f6159d16dade78b60cf51b58878325028c026?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/dd5ba1564912af4a243a0d8a480f6159d16dade78b60cf51b58878325028c026?s=96&d=mm&r=g\",\"caption\":\"admin\"},\"url\":\"https:\/\/wealthgenius.co.uk\/blogs\/author\/admin\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Care Costs & Releasing Property Value UK","description":"Discover whether releasing property value can support long-term care costs and financial planning for ageing parents.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/wealthgenius.co.uk\/blogs\/when-a-parent-needs-care-can-releasing-property-value-help-cover-the-costs\/","og_locale":"en_US","og_type":"article","og_title":"Care Costs & Releasing Property Value UK","og_description":"Discover whether releasing property value can support long-term care costs and financial planning for ageing parents.","og_url":"https:\/\/wealthgenius.co.uk\/blogs\/when-a-parent-needs-care-can-releasing-property-value-help-cover-the-costs\/","og_site_name":"Wealth Genius","article_published_time":"2026-03-28T17:20:42+00:00","article_modified_time":"2026-05-02T10:40:25+00:00","og_image":[{"width":624,"height":417,"url":"https:\/\/wealthgenius.co.uk\/blogs\/wp-content\/uploads\/2026\/03\/property.jpg","type":"image\/jpeg"}],"author":"admin","twitter_card":"summary_large_image","twitter_title":"Care Costs & Releasing Property Value UK","twitter_description":"Discover whether releasing property value can support long-term care costs and financial planning for ageing parents.","twitter_image":"https:\/\/wealthgenius.co.uk\/blogs\/wp-content\/uploads\/2026\/03\/property.jpg","twitter_misc":{"Written by":"admin","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/wealthgenius.co.uk\/blogs\/when-a-parent-needs-care-can-releasing-property-value-help-cover-the-costs\/#article","isPartOf":{"@id":"https:\/\/wealthgenius.co.uk\/blogs\/when-a-parent-needs-care-can-releasing-property-value-help-cover-the-costs\/"},"author":{"name":"admin","@id":"https:\/\/wealthgenius.co.uk\/blogs\/#\/schema\/person\/3f9b9ed999c4f4e42cfea8ab0087d7ee"},"headline":"When a Parent Needs Care, Can Releasing Property Value Help Cover the Costs?","datePublished":"2026-03-28T17:20:42+00:00","dateModified":"2026-05-02T10:40:25+00:00","mainEntityOfPage":{"@id":"https:\/\/wealthgenius.co.uk\/blogs\/when-a-parent-needs-care-can-releasing-property-value-help-cover-the-costs\/"},"wordCount":1090,"commentCount":0,"image":{"@id":"https:\/\/wealthgenius.co.uk\/blogs\/when-a-parent-needs-care-can-releasing-property-value-help-cover-the-costs\/#primaryimage"},"thumbnailUrl":"https:\/\/wealthgenius.co.uk\/blogs\/wp-content\/uploads\/2026\/03\/property.jpg","articleSection":["Blogs"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/wealthgenius.co.uk\/blogs\/when-a-parent-needs-care-can-releasing-property-value-help-cover-the-costs\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/wealthgenius.co.uk\/blogs\/when-a-parent-needs-care-can-releasing-property-value-help-cover-the-costs\/","url":"https:\/\/wealthgenius.co.uk\/blogs\/when-a-parent-needs-care-can-releasing-property-value-help-cover-the-costs\/","name":"Care Costs & Releasing Property Value UK","isPartOf":{"@id":"https:\/\/wealthgenius.co.uk\/blogs\/#website"},"primaryImageOfPage":{"@id":"https:\/\/wealthgenius.co.uk\/blogs\/when-a-parent-needs-care-can-releasing-property-value-help-cover-the-costs\/#primaryimage"},"image":{"@id":"https:\/\/wealthgenius.co.uk\/blogs\/when-a-parent-needs-care-can-releasing-property-value-help-cover-the-costs\/#primaryimage"},"thumbnailUrl":"https:\/\/wealthgenius.co.uk\/blogs\/wp-content\/uploads\/2026\/03\/property.jpg","datePublished":"2026-03-28T17:20:42+00:00","dateModified":"2026-05-02T10:40:25+00:00","author":{"@id":"https:\/\/wealthgenius.co.uk\/blogs\/#\/schema\/person\/3f9b9ed999c4f4e42cfea8ab0087d7ee"},"description":"Discover whether releasing property value can support long-term care costs and financial planning for ageing parents.","breadcrumb":{"@id":"https:\/\/wealthgenius.co.uk\/blogs\/when-a-parent-needs-care-can-releasing-property-value-help-cover-the-costs\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/wealthgenius.co.uk\/blogs\/when-a-parent-needs-care-can-releasing-property-value-help-cover-the-costs\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/wealthgenius.co.uk\/blogs\/when-a-parent-needs-care-can-releasing-property-value-help-cover-the-costs\/#primaryimage","url":"https:\/\/wealthgenius.co.uk\/blogs\/wp-content\/uploads\/2026\/03\/property.jpg","contentUrl":"https:\/\/wealthgenius.co.uk\/blogs\/wp-content\/uploads\/2026\/03\/property.jpg","width":624,"height":417,"caption":"property"},{"@type":"BreadcrumbList","@id":"https:\/\/wealthgenius.co.uk\/blogs\/when-a-parent-needs-care-can-releasing-property-value-help-cover-the-costs\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/wealthgenius.co.uk\/blogs\/"},{"@type":"ListItem","position":2,"name":"When a Parent Needs Care, Can Releasing Property Value Help Cover the Costs?"}]},{"@type":"WebSite","@id":"https:\/\/wealthgenius.co.uk\/blogs\/#website","url":"https:\/\/wealthgenius.co.uk\/blogs\/","name":"Wealth Genius","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/wealthgenius.co.uk\/blogs\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/wealthgenius.co.uk\/blogs\/#\/schema\/person\/3f9b9ed999c4f4e42cfea8ab0087d7ee","name":"admin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/dd5ba1564912af4a243a0d8a480f6159d16dade78b60cf51b58878325028c026?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/dd5ba1564912af4a243a0d8a480f6159d16dade78b60cf51b58878325028c026?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/dd5ba1564912af4a243a0d8a480f6159d16dade78b60cf51b58878325028c026?s=96&d=mm&r=g","caption":"admin"},"url":"https:\/\/wealthgenius.co.uk\/blogs\/author\/admin\/"}]}},"_links":{"self":[{"href":"https:\/\/wealthgenius.co.uk\/blogs\/wp-json\/wp\/v2\/posts\/213","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/wealthgenius.co.uk\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/wealthgenius.co.uk\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/wealthgenius.co.uk\/blogs\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/wealthgenius.co.uk\/blogs\/wp-json\/wp\/v2\/comments?post=213"}],"version-history":[{"count":2,"href":"https:\/\/wealthgenius.co.uk\/blogs\/wp-json\/wp\/v2\/posts\/213\/revisions"}],"predecessor-version":[{"id":216,"href":"https:\/\/wealthgenius.co.uk\/blogs\/wp-json\/wp\/v2\/posts\/213\/revisions\/216"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/wealthgenius.co.uk\/blogs\/wp-json\/wp\/v2\/media\/214"}],"wp:attachment":[{"href":"https:\/\/wealthgenius.co.uk\/blogs\/wp-json\/wp\/v2\/media?parent=213"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/wealthgenius.co.uk\/blogs\/wp-json\/wp\/v2\/categories?post=213"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/wealthgenius.co.uk\/blogs\/wp-json\/wp\/v2\/tags?post=213"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}